Insurance Expert Witness Services
Our insurance expert witnesses each have over thirty years of experience in the property and casualty insurance field and can assist attorneys with their insurance litigation by providing expert services and damage calculations on behalf of either plaintiffs or defendants and by presenting their findings in simple to understand, well documented, and credible expert reports and testimony.
Our insurance experts are qualified to provide their opinion regarding any step in the insurance cycle, starting from regulatory rate approval to risk underwriting and rating to the payment of claims. Our experts are also qualified to review and opine on other issues such as the financial condition of insurance companies, regulatory compliance, issues surrounding reinsurance, the review of insurance coverage, and the responsibility of insurance agents.
Specifically, our insurance experts can assist with your insurance litigation by providing the following services:
- Review of policy coverage disputes
- Review of insurance regulations and regulatory compliance
- Review and analysis of underwriting rules
- Review of adequacy of policy limits
- Review of rate filings
- Analysis of risk rating and premium calculation
- Review of premium audit
- Claims and loss reserve analysis
- Reinsurance disputes
- Actuarial analyses
- Responsibility and standard of care of insurance agents
In addition to having been retained as expert witness on insurance cases, our insurance experts have worked for multiple insurance companies, have performed multiple insurance studies and reviewed countless rate filings on behalf of state insurance departments and have also participated on the financial examination of multiple insurance companies. Our insurance experts have also worked on the reinsurance commutation of over one hundred reinsurance agreements on behalf of insurance companies in liquidation. Our experts have also held training sessions for administrative law judges and have provided them with consulting services in connection with contested insurance rate cases.
Our insurance experts have experience in all property and casualty insurance lines, including the following:
- Professional liability insurance/E&O insurance
- Medical malpractice insurance
- Directors and officers liability insurance
- Umbrella/excess policies
- General liability insurance
- Workers' compensation insurance
- Cyber liability insurance
- Automobile insurance
- Homeowners insurance
- Mortgage insurance and title insurance
- Lender placed/force placed insurance
- Sexual abuse and molestation (SAM) insurance
Before being retained to work on an insurance case, our insurance experts will review the documents in the case and hold a discussion with you in order to let you know what our position is and the type of expert opinion that you can expect. Our expert reports are well documented and simple to understand.
Give us a call to discuss how we may be able to assist with your insurance litigation.